Reserve Bank of India claims that nearly 77% of the individuals have not prepared for retirement yet. And now, with the cost of living getting expensive every year, not planning is risky! While retirement may be years away but have you thought about how you will survive your old age? You would need a fair…
TransUnion CIBIL is a credit rating agency that provides individuals and financial institutions credit scores and reports. These are known as CIBIL scores and CIBIL reports and testify to your financial credentials. Typically, when you apply for a loan, your lender consults your CIBIL report and score to gain insights into your past performance with…
We all have heard of the different loans, including personal loans, car loans, two-wheeler loans and home loans being taken by people for their purposes. However, not much is discussed about commercial loans made to drive business. Commercial vehicle loans can be availed by anyone, including individuals, proprietary firms, Hindu Undivided Families (HUFs), companies (public…
Foreign exchange trading has grown by leaps & bounds over the years. Following this growth, the number of forex exchange service providers has also shot up. And amidst this breakneck competition, the providers entice prospective customers with a host of offerings. But, as a prospective customer, you need to exercise some caution before you select…
From Shaila Chamberlain, CPA we received these words of advice regarding Online Banking. In modern times, banking is very easy. With online banking, you can access your bank at any time, whether day or night. You don’t need to be officially dressed to access your bank. Even better, you don’t need to wait in the long queues.…
If there’s one thing which bounces off your head within seconds, then that is income tax. What makes the matter worse is that death and taxes are inevitable. You might be starving without money, but you are bound to pay off your taxes. One of the most excellent ways to handle taxes is to plan…