If you can’t find your car keys, don’t lose your patience just yet. There are many ways to look for a spare or even get a replacement set in no time.
Once you are over the initial shock of losing your car keys, you may feel a little lost as to what you should do next. How can you get a new set and how much do they cost?
Replacement keys are an expensive affair. Since your car keys are your first line of defense against theft, one would say that it is money well spent. Did you know that a lost key can write off your car’s value? Luckily there are a few good options for you that don’t cost a fortune and can help you get out of your sticky situation within minutes.
Read this article to know what to do if you need a Car Key in OKC!
Check your insurance policy
If your car key is lost, then you may be able to claim the replacement of it on your car insurance policy. Some insurers offer the key cover in their standard policies. However, this is not a given. So be sure to check before you go for an expensive replacement. Some insurers will only cover the cost of a stolen/lost key with an upgraded policy. in other cases, there is no excess to pay. In any case, it is advisable to check your policy documents to check the provisions for it.
Key Cover policy
Some companies also provide key cover as a standalone policy. In some cases, there are tons of other benefits than just a simple key replacement. Your policy may have a provision for car hire if you are stranded and unable to drive your own car due to a lack of keys. Just remember to read the fine print details carefully. Some policies may state that the keys must be lost for a certain number of days before you can expect the cover to kick in.
Call a locksmith
If you have accidentally locked your keys inside your car, then there are tons of locksmith services that work 24/7 and would be more than happy to come for your rescue. All you need to do is call their helpline number and tell them your location. Some of these services also offer emergency assistance, which means that they arrive at your location no later than 30 minutes.
Check with breakdown services
If you have a policy with breakdown companies, then you can call them to get you back inside your car at no extra cost! Depending upon the policy and its coverage terms, you may not only be covered for the cost of the spare key but also the transportation cost, in case you have to take it to a garage!
Buy a new set of car keys
This is the most expensive option and the last resort in case all the other options fail. You can check with your car dealer and purchase an extra set of replacement keys, albeit at a heavy price. This is mainly because of the recoding and reprogramming that the dealer would have to do to make the key usable in your vehicle which includes controlling features like remote locking, keyless entry, and alarms.
However, you need to understand that this is not an instant solution to your problem. Depending upon your car model and type of key required, your dealer may take up to 10 days to give you a replacement. So be aware of the timelines before you consider going for this option.
Get a spare car key cut
If you have a fully functional key and only want a spare for emergencies, then you can reach out to your nearest locksmith who will be easily able to replicate your old car key and give you a spare. Getting your car key cut from a locksmith can cost at least 20% cheaper than buying from a dealer! You can check with multiple locksmiths in your area and request free quotes from each one of them. Don’t choose your locksmith on the basis of money. Focus on the value you are getting for the money you paid.
So the next time you are in a sticky situation where you lost your car keys or broke them, then you have the above-mentioned options. You should also consider leaving a spare with someone you trust who can come by and hand you over the key when you need it. Sometimes you are able to get on your way with a spare and at other times you are going to need a professional, make sure you call one when needed.